IN-NETWORK Coverage
We are in-network with the following health insurance plans:
Aetna, Blue Shield of California & Blue Shield Promise Medi-Cal, Cigna/Evernorth, Health Net/MHN Medi-cal Plans, Magellan Health, Sharp Health Plan, and United HealthCare/Optum.
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking your insurance the following questions:
Do I have mental health insurance benefits? And with which insurance carrier?
What is my deductible, and has it been met?
How many sessions per year does my health insurance cover?
What is the coverage amount per therapy session? What is my co-payment?
Is approval required from my primary care physician?
Navigating Insurances at Well-Mamas Counseling
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Aetna
All our clinicians accept HMO and PPO Aetna clients.
We currently do not accept Aetna Medi-Cal insurance.
No prior authorization is needed for mental health counseling.
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Blue Shield of California
All clinicians accept Blue Shield of California.
No prior authorization is needed for mental health counseling.
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Cigna (Formerly EverNorth)
All clinicians accept Cigna (aka Evernorth) HMO, and PPO insurance.
No prior authorization is needed for mental health counseling.
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Magellan Health
All clinicians accept Magellan Health.
No prior authorization is needed for mental health counseling.
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Medi-Cal Plans
All clinicians accept MHN Medi-Cal and Blue Shield Promise Medi-Cal.
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MHN/HealthNet
We accept MHN HMO, MHN UC Blue & Gold HMO, and PPO insurance plans.
Only licensed clinicians are approved providers for Health Net: Heather, and Jenica.
No prior authorization is needed for mental health counseling.
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United Healthcare
All clinicians accept United Healthcare which serves Sharp Health Plan. We will continue to work with Sharp Health Plan members under the umbrella of United Healthcare/Optum.
No prior authorization is needed for mental health counseling.
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Have another Insurance?
Did you know that if you have a PPO insurance plan, you may be able to be reimbursed for out-of-pocket costs for counseling. Additionally, if you have a Flexible Spending or Health Savings Account, counseling is an approved expense.
Out of Network Coverage:
We understand that most individuals plan on using their insurance to cover therapy; however, not all health insurances have opened their credentialing panels.
In the meantime, we can support you in obtaining Out-Of-Network coverage by providing a “Superbill” so that you can request reimbursement from your insurance company. Additionally, therapy is a covered service for Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) and we are happy to provide you with the documentation for these services.
Need more support with your insurance?
